Financing

Investing in the right truck shouldn’t slow you down. Hengehold Trucks partners with trusted commercial lenders to get you on the road fast.

Commercial vehicle loans are fast and easy

Apply, get approval, and sign all from the comfort of your office.
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Fast, Paperless Process
Complete our simple credit application on any device—no printing, no paperwork.
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Rapid Approvals
Receive your credit decision ASAP so you can move forward without delay.
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Multiple Loan Options
Choose repayment schedules from 12–60 months, with options for businesses of all sizes.
Financing

Choose from four tailored loan options

Browse by loan type and call us for more information.
Business
Business & Guarantor
Individual
Joint Individuals
Select Loan Type:
A Business loan is designed for companies that want to finance a truck under their business name. With approval based on your company’s financial standing, you can keep personal credit separate while benefiting from competitive rates and flexible term lengths. Apply online in minutes, sign electronically, and let your business drive forward with confidence.
If your business needs extra backing to secure the best terms, a guarantor can strengthen your application. A co-signer—such as an owner or trusted partner—shares responsibility, leveraging their credit profile alongside your company’s. Enjoy the same fast, digital process and competitive rates, with the added reassurance of enhanced approval odds.
An Individual loan lets you finance a truck in your own name, perfect for owner-operators and sole proprietors. Approval is based on your personal credit, making the application straightforward with no business documentation required. Get a quick decision, choose from flexible repayment options, and hit the road knowing the process was simple and transparent.
For two people sharing ownership, primarily spouses, a Joint Individual loan combines both credit profiles to secure stronger approval and potentially lower rates. The streamlined online application takes just minutes, and once approved, you’ll both sign digitally and be ready to roll with a financing plan that fits your shared needs.
Apply for Financing
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Calculator

Estimate Your Monthly Payment

Get a quick payment estimate to help plan your budget. No personal info needed.
$0.00
per month†
Vehicle Amount*
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Trade-In Value
Down Payment
APR (based on 750+ credit score)
6.99%
Loan Term*
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Calculate Clear
* required
† Includes estimated tax & license fees for California

Thank you for your submission!

From our customers
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"These guys should be the gold standard of buying vehicles. No B.S. No pressure. In and out in record time. The trucks are great too."

Willem Finn
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"Seriously professional organization. I called the main office and immediately got great treatment and a truck! Stellar business, great clean trucks, top notch."

Ingrid Campos
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"We truly appreciate your outstanding customer service and continued partnership. Your staff consistently goes above and beyond to ensure we can provide the best of the best to those we serve."

Melody Criner
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"We have been buying our work trucks at this place for 15 years. Have always had great success, and the service is always exceptional."

Emanuel Jimenez
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"The easiest buying experience I've ever had. Test drove, put down a deposit, came back by train, paid, and drove off. All Docs were ready, took less than 5 mins to sign and be out the door! The way it's supposed to be."

Douglas Carlson
    FAQ

    Have any questions?

    Check out our FAQs or reach out—we’re here to help.
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    support@htrucks.com
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    1-800-757-4462
    View all FAQs